Sell first or buy first in Singapore?
Protect the financing plan
Check loan eligibility, available cash and the effect of owning two properties at once. Model a conservative selling price and allow for transaction costs.
先保护融资计划
核实贷款资格、可用现金，以及同时持有两套房产的影响。以保守售价估算，并计入交易成本。
Build a workable timeline
Coordinate option periods, completion dates, renovation and moving. A temporary rental can add cost, but it may prevent a rushed purchase or forced sale.
制定可行时间表
协调选择权期限、完成日期、装修与搬迁。临时租房会增加成本，却可能避免仓促购买或被迫出售。
Choose the risk you can manage
Selling first gives price certainty but may create housing pressure. Buying first secures the next home but increases financial exposure. The right sequence depends on your buffers.
选择可管理的风险
先卖可确定售价，但可能带来住所压力；先买可锁定下一套房，却增加财务风险。正确顺序取决于您的缓冲能力。